free credit reports

How did I not hear about this earlier?

Starting today, residents of California (and 12 other states) can get a free copy of their credit report from each of the three major credit bureaus, once a year. Better yet, there's a centralized website for requests: www.annualcreditreport.com (for some reason the site requires that the URL be pasted into the browser).

I'm thinking I'll request one now, and save the other two for later.